MGFLEET | INSURANCE TELEMATICS
Insurance Telematics & Fleet Risk Intelligence
Traditional commercial vehicle insurance primarily evaluates risk using information available before and after an incident. Telematics creates another layer of intelligence: what is happening between those moments.
MGFleet helps insurers and their commercial customers in The Caribbean use vehicle and driving data to better understand fleet activity, driver behaviour, vehicle usage and emerging risk patterns.
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Why partner with MGFleet
Better Data Behind Every Motor Policy.
We already run the vehicle systems for business fleets across the region. The same information that helps them run better shows you which risks are worth writing.
Price On How People Really Drive
Speed, hard braking, night driving and distance, for each vehicle. You price the driver in front of you, not the one on the form.
Evidence When Something Happens
When there is an incident, the video and trip history are there, so a disputed claim can be settled on what was recorded.
A Reason Good Clients Stay
Safe fleets pay less and can see why. Renewal becomes a conversation about facts instead of price.
Something New To Offer
Add tracking and cameras to the policy. Your client runs a safer fleet, and you get fewer surprises.
Fleet risk intelligence
Turn Fleet Data Into Risk Intelligence.
Telematics can provide insurers and fleet operators with additional data to support risk-management programs. These are the signals MGFleet records and reports on.
Driver behaviour
Speeding, harsh braking and harsh acceleration, recorded per driver and per trip.
Mileage & vehicle usage
How far each vehicle travels, how often it is used and what it is used for.
After-hours usage
Activity outside working hours, including private use of a business vehicle.
Collision events
Impact events with the time, place and trip attached, where the device supports it.
AI dash camera events
Road and cabin footage tied to the event it belongs to, where cameras are installed.
Vehicle maintenance
Service due and overdue, and vehicle condition signals that affect roadworthiness.
Driver risk
A score per driver, built from the behaviour recorded over time rather than one incident.
Fleet risk & trends
Risk at fleet level and how it moves month to month, by vehicle type and location.
MGFleet provides data and analysis. It does not guarantee reduced premiums, fewer accidents or specific claims outcomes. Read more about vehicle intelligence and Caribbean fleet management.
MG Risk Intelligence
A Clear View Of The Driving Behind Each Policy.
The same driving information, laid out for an insurance team.
- A risk score for every vehicle and driver, updated as they drive.
- Crash alerts with video and trip history, ready for the claim.
- What you are exposed to, by client, vehicle type and country.
- Renewal reports your team can use without extra work.
How it works
A Short Meeting, Then A Small Pilot.
- 1We meet for a short chat and show you the system and MG Risk Intelligence.
- 2If it looks useful, we agree a small pilot together.
- 3We start with a small group, usually 10 to 30 vehicles.
- 4Fitting takes 10 to 30 minutes per vehicle. Your team can do it, we can train them, or we can do it for you.
- 5At the end you see the numbers from the pilot.
- 6If the numbers work, we can take it nationwide.
Free download
Why Insurance Telematics Works.
A short read for insurers in The Caribbean. What the driving shows, how it helps with pricing and claims, and what a small pilot looks like. About 8 pages.
- What the driving data shows, and why it matters to a motor book
- How video evidence settles a disputed claim in days
- What a small pilot looks like, and how long it takes
- How to reward the clients who drive well